Since it took effect in 2010, the healthcare reform law, otherwise known as the Affordable Care Act (ACA) or "Obamacare," has made drastic changes to healthcare.
In fact, Healthcare.gov states that, "the Affordable Care Act puts in place strong consumer protections, provides new coverage options and gives you the tools you need to make informed choices about your health."
The new enrollment period opens November 1, 2015; but if you are unsure of what to expect you may be frantically trying to figure out if you'll be covered or not. The ACA can seem a little confusing, and if you've gone to the website, more than a little frustrating.
Even though this is a hot button issue, you may still have several unanswered questions, including what happens in the absence of coverage, availability of care, penalties, and remedies.
Marianne Eterno, AVP of Government Relations for Guarantee Trust Life Insurance Company (GTL), joins Melanie Cole, MS, to discuss all your ACA questions.
Affordable Care Act: Health Insurance & Healthcare for the Under 65 Population
Featured Speaker:
Marianne Eterno began her insurance career in 1987 at the former Golden Rule Insurance Company in Indianapolis, Indiana, and moved to Chicago in 1992, when she accepted a position with Celtic Insurance Company.
Marianne came to Guarantee Trust Life Insurance Company (GTL) in 1996, as a compliance and government relations consultant, and formally joined the company in 1997. As Assistant Vice President of Government Relations, she represents GTL in both the state and federal arenas, drives coalition development for the company, and serves as the company's media and public relations spokesperson.
In addition to sitting on committees for every major insurance trade association, Marianne serves on the Board of Directors of RetireSafe, a 400,000 member grassroots advocacy organization for senior citizens and as the Executive Director for the Council for Affordable Health Insurance.
Marianne Eterno, AVP of Government Relations for GTL
Marianne Eterno began her insurance career in 1987 at the former Golden Rule Insurance Company in Indianapolis, Indiana, and moved to Chicago in 1992, when she accepted a position with Celtic Insurance Company.Marianne came to Guarantee Trust Life Insurance Company (GTL) in 1996, as a compliance and government relations consultant, and formally joined the company in 1997. As Assistant Vice President of Government Relations, she represents GTL in both the state and federal arenas, drives coalition development for the company, and serves as the company's media and public relations spokesperson.
In addition to sitting on committees for every major insurance trade association, Marianne serves on the Board of Directors of RetireSafe, a 400,000 member grassroots advocacy organization for senior citizens and as the Executive Director for the Council for Affordable Health Insurance.